Inland Marine Industry-Specific Coverage: Miscellaneous Floaters

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     • Armored Cars: Protects against losses attributed to armored cars.

     • Fine Arts

     • Furriers Block: Covers furs, fur garments or garments trimmed with fur
     while in the care of furriers, fur storage companies, department stores
     and other retailers.

     • Installation Sales: Covers retail and wholesale merchants, manufacturers,
     banks and financial companies who sell and use personal property
     as collateral for loans, conditions of sales contracts, as part
     of a deferred payment plan or as an installment payment plan.

     • Jewelers Block: Provides protection for jewelry, semi-precious stones,
     precious metals, alloys and other goods used in the insured’s business.

     • Miscellaneous Floaters: Serves as “catch-all” coverage for property
     that is movable.

     • Related Property: Protection for buildings, business property, income
     and extra expenses when writing another marine coverage.

Years ago, Inland Marine Insurance was used strictly in the ocean marine industry to protect against property losses before, during and after water transfers. Throughout time, the non-ocean part of the cargo journey developed, cargoes were transferred to barge, and thus, the term “inland marine” was coined. These policies became known as “floaters” because the property covered was originally “floating” in the ocean.