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Employed Lawyers’ Professional Liability Insurance Protection


        Employed Lawyers’ Professional Liability Coverage

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To protect against the risks of in-house attorneys, it is wise to purchase Employed Lawyers’ Professional Liability Insurance coverage. Typical policies may feature the following:

     • Protection from demands, suits or proceedings for damages or
     injunctive relief.

     • Policy may be written as either a “claims made” or “claims made
     and reported”; and a “duty to defend” or “non-duty to defend” basis.

     • Responds to licensing proceedings for in-house attorneys to
     practice law.

     • Deals with compliance for SOX.

     • Provides defense against claims alleging wrongful acts.

     • Wrongful acts and claim definitions are expanded and broad.

     • Extends to pro-bono or moonlighting work done by in-house lawyers.

     • Includes full-time on-staff attorneys and contract and
     independent contract lawyers and support staff members.

     • Advance of defense costs, even if allegations are found to
     be groundless.

     • Coverage extends globally.

     • Coverage for non-client claims.

     • Coverage for SEC and regulatory claims.

     • Punitive damages coverage.

     • Covers claims from coworkers that arise out of the attorney’s
     work at the organization.

     • Covers costs for claims brought by the employer, board of
     directors and officers.

The adage “You can be sued for anything these days” may be all too familiar for attorneys. However, many in-house attorneys fail to purchase Employed Professional Liability Coverage to protect themselves against potential lawsuits. Even though most claims are brought on by clients, employed lawyers are also subject to suits from third parties, such as employees, shareholders, government agencies, etc. So, what’s an organization to do? Well, it is imperative that a successful organization and its legal staff recognize their real legal risks and then purchase coverage to protect against those risks.

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