Upgrading After a Flood

        Restoring Your Business After a Flood


Make the most out of an unfortunate situation by using your flood damage as an opportunity to repair your property with flood-resistant products. Consider installing the following flood-resistant precautions:

     Pumps and pump systems sit below the ground floor to remove water that
     enters from the ground.

     Flood skirts are barriers erected around any potential inlet for water.

     One-way valves are fitted to water pipes to prevent water backing up
     into your property.

     Water-resistant sealants refer to a wide variety of sealants—you can
     use them all over your property.

     Plastic fittings in kitchen or lavatory areas are more durable than
     reconstituted wood, which disintegrates in a flood.

     Electrical sockets, fuse boxes and wiring should be raised at least
     12 inches above the 100-year flood level in your area to prevent water damage.

     High shelving is a convenient option for ensuring you have an area above
     floodwater to store valuable items.

No matter what you install, the ultimate preparation for a flood is proper insurance. Remember that your damaged stock and premises will not be the only setback you suffer from a flood—interruption to your business’ continuity can be fatal. Purchase a comprehensive policy that accounts for business interruption and is tailored to your specific industry and location. Taking risk-reduction measures may help cut down your premium or excess.

Floods can be miserable ordeals, even with extensive preparation. They can spring up with little to no warning and saddle you with the responsibility of a lengthy, expensive restoration period. Your business could be underwater in a flash, and you could be faced with mounting repair bills and extended interruption to your business.

But floods can also be regenerative. Large-scale damage to your business is an opportunity to rebuild and minimize potential damage and disruption that could be caused by future floods. If your business has sustained flood damage, do not panic. Think of it as a chance to fortify your business against future flood damage rather than nothing but a ruinous misfortune.