Workers’ Comp. and the Aging Workforce Controlling Costs

Workers’ Compensation and the Aging Workforce


While many states’ fair employment acts prohibit employers from questioning potential candidates about disabilities or previous injuries, you can help control your workers’ compensation costs by determining if potential employees can safely perform job duties needed for the position. Assess candidates’ abilities by:

Having a local medical clinic provide pre-employment physical examinations and pre-employment physical abilities testing to candidates.

Inviting the clinic’s medical director and those conducting pre-employment testing to your facility so they can better understand the nature and exertion level needed to perform the duties of each position.

Creating clear, specific and accurate job descriptions to help potential candidates determine if the physical strain of the position would be too much.

Provide these job descriptions to the physician who performs the fit-for-duty exams to help them better assess candidates’ physical limitations and their ability to perform the duties necessary to be successful in the position.

To minimize the potential impact of workers’ compensation claims, executing pre-employment physical exams and physical ability testing can significantly reduce your risk exposure.

Although some workers’ compensation claims are unavoidable, executing pre-employment physical examinations and ability testing can significantly reduce your risk exposure. Older Americans continue to delay their retirement or reenter the workforce to supplement their income and combat the effects of a down economy. According to the Bureau of Labor Statistics, the number of workers between the ages of 55 and 64 is estimated to climb to 29.3 million by 2020 and make up almost 18 percent of the labor force. This increase in older workers introduces the need to understand the risks associated with this age group, and as a result, effectively manage their potentially costly workers’ compensation claims.